Car Lease Equity Calculator
Your leased vehicle holds financial value that changes over time, and understanding this equity in a car lease can significantly impact your automotive decisions.
Our lease equity calculator determines whether you have positive or negative equity in your leased vehicle by comparing your car’s current market value against your remaining lease obligations. When your vehicle’s worth exceeds what you owe, you have positive equity that can serve as leverage for your next move.
Conversely, negative lease equity means you owe more than the vehicle’s current value, which affects your options for early termination or lease transfers.
Whether you’re working with a dealership or an auto broker, knowing your exact equity position empowers you to make informed decisions about lease buyouts, transfers, or transitioning to a new vehicle.
Disclaimer
This calculator provides an estimation based on current market data and lease information. Results are not 100% accurate and should be used for informational purposes only. Actual equity values may vary based on market conditions, vehicle condition, and specific lease terms. Use KBB’s car value tool to determine your vehicle’s trade-in and private party value.
How Our Lease Equity Calculator Works
Simply enter your vehicle details and lease information to calculate lease equity in seconds. Input your car’s lease specifics including monthly payment, remaining months, and residual value. Our tool uses your vehicle’s pre-determined market value and processes your data to reveal your exact lease equity position, giving you the clarity needed to evaluate early termination options, assess trade-in opportunities, or determine if transferring your lease could be profitable for your financial situation.
Lease Equity Explained: Your lease equity is the difference between your car's current market value and the total amount needed to buy out the lease (residual value + remaining payments). Positive equity means your car is worth more than the buyout cost.
